PTSD: Can You Make a Claim for Damages?
Yes, you can make a claim for damages for PTSD. Illinois allows for the recovery of emotional damages. When a person has sustained injuries due another’s actions, the person is entitled to recover all damages which are the natural and legal cause of the conduct.
When someone else's negligence inflicts physical injury, Illinois courts allow recovery for the mental conditions accompanying the injury. Also, under certain circumstances, you can recover damages for negligent infliction of emotional distress even in the absence of a physical injury. PTSD can also be classified as “emotional distress.”
Post Traumatic Stress Disorder – PTSD
PTSD (post traumatic stress disorder) often follows a traumatic event involving serious injury. (American Psychiatric Association, 2000). Vehicle collisions can be traumatic. Despite improvements in road conditions, vehicle safety and driver education, over 3 million people are injured in motor vehicle accidents each year. Many people develop post-traumatic stress symptoms that can become chronic.
Individuals who experience a serious motor vehicle accident (MVA) are at increased risk for psychological problems, particularly Post traumatic Stress Disorder (PTSD). It is common to have troubling memories, feelings of anxiety, or sleep disturbance after a major accident. Psychological trauma is a type of damage that occurs as a result of a distressing event. And because the law allows for the recovery of damages for suffering and loss of normal life – PTSD damages can be recovered in a legal claim.
In some situations, the psychological trauma experienced is more serious than the physical injuries a person sustains in a car accident. Psychological trauma is often the result of an overwhelming amount of stress that exceeds one’s ability to cope, or to integrate the emotions caused by the experience.
PTSD is a medical condition that causes a person difficulty in recovering after experiencing or witnessing a terrifying event, like death, threatened death, serious injury, and actual or threatened violence. PTSD interferes with a person’s ability to perform basic functions, such as housekeeping and work. The loss of normal life resulting from PTSD, if proven by the testimony of a psychologist or psychiatrist can be an element of recoverable damages in a lawsuit.
Common PTSD symptoms
You may wonder if you or someone you care about has PTSD following a serious injury.
Below is a list of common PTSD symptoms:
- Terrifying memories, flashbacks or nightmares;
- Unprovoked anger or a short-fuse;
- Anxiety or feelings of being overwhelmed performing basic activities;
- Loss of concentration at work or in home life;
- Emotional numbing or little joy in situations you used to enjoy;
- Avoidance of people or situations you used to enjoy;
- Lack of trust of friends and family;
- Changes in temperament or personality; or
- Changes in coping ability.
If you or someone you love are experiencing symptoms of PTSD, it is important to seek medical attention and consult with a doctor to get the right diagnosis and treatment. Treatment is available to help manage and overcome these feelings.
PTSD Following a Car Accident
Research shows that if you have been in a car accident, you are at risk of developing post-traumatic stress disorder. In fact, according to very well mind, 9% of the general population who are in car accidents develop PTSD. That means that almost one out of 10 people who experience a car accident who develop PTSD after the car accident.
Risk factors for Developing PTSD After a Car Accident
The U.S. Centers for Disease Control and Prevention, reports that more than 2.5 million Americans went to the emergency department and almost 200,000 were then hospitalized following car accidents in 2012, the most recent year for which statistics are available. Several risk factors have been found to increase the likelihood of developing PTSD following a car accident. They include:
- Having had a prior car accident or traumatic event;
- Having psychological difficulties prior to the car accident or traumatic event;
- Family history of psychological problems;
- Whether the car accident or trauma experienced was life-threatening;
- Losing someone in the car accident or trauma;
- The amount of support received from friends and family following the car accident or traumatic event; and
- The person’s emotional response to car accident or traumatic event – fear, helplessness, horror, guilt or shame.
If you are experiencing any of these symptoms, seek prompt medical care from a mental health provider, psychologist, therapist, or social worker.
The loss experienced by survivors of car accidents is tremendous. The CDC studied the 2012 car accident injury statistics and found the following:
- Americans spend more than 1 million days in the hospital each year from crash injuries;
- Crash injuries in 2012 caused $18 billion in lifetime medical costs. More than 75% of costs occur during the first 18 months following the crash injury; and
- Lifetime work lost because of 2012 crash injuries cost an estimated $33 billion.
These costs and losses are called damages in the legal context. When you survive a car crash, you are entitled to damages to cover financial losses, costs, and medical fees associated with medical care and treatment. Additionally, costs for care and treatment for psychological or mental conditions including anxiety, insomnia, PTSD, and other emotional ailments as well as any medication prescribed are recoverable
How do you prove PTSD?
Ideally, a mental health professional such as a psychiatrist or a psychologist will testify to the existence of PTSD caused by a traumatic event. Expert testimony can be very persuasive and influential. However, such expert witness testimony is not required.
Our PTSD Lawyers Actively Challenge Insurance Companies
Our Chicago PTSD lawyers aggressively challenge insurance companies that try to minimize your claim and discount your PTSD symptoms. We are always prepared to go to trial to obtain the best outcome for you. Our firm also handles first-party insurance coverage; we help you file a lawsuit against your own insurance company if it is acting in bad faith. To schedule a confidential free consultation, call (312) 766-1000 today or request an appointment online.