Insurance Claims and Bad Faith
The Blumenshine Law Group has built its reputation on assisting people and businesses with major insurance claims, delays and denials. Whether you live in Chicago, the suburbs or anywhere in Illinois, our bad faith attorneys can help you understand and overcome the challenges of filing major insurance claims.
Insurance companies are—
- Focused on marketing and selling their policies
- Exceptional at collecting insurance premiums
- Skilled in delaying and denying insurance claims
Bad Faith lawyers who confront insurance companies
Insurance companies make money by selling insurance policies, and they lose money when they pay claims. Our denied insurance claim attorneys have the experience and knowledge to take on insurance companies who delay payments, deny claims or act in bad faith.
First-party insurance claims
A claim against your own insurance policy is known as a first-party claim. When you purchase an insurance policy, you have the right to expect that your valid claim will be paid. Unfortunately that is not always the case, and you need the support of an experienced attorney.
Claims for Unreasonable and Vexatious Delay, aka “Bad Faith” are common and include the following:
The initial denial of a life insurance claim may be for legitimate reasons, such as the need to determine the proper payee if more than one beneficiary makes a claim for benefits. However, the denial of life insurance benefits without reason is an act of insurance bad faith. Our insurance attorneys file suit to collect the full amount stipulated in your family life insurance policy.
If you own a business, you need insurance to protect you in the event of a loss such as fire, flood, employee theft or other business-disrupting event. Claim denials can put you out of business permanently. When you face a business insurance claim denial of $50,000 or more and your insurance company is in breach of promise, we help you receive the coverage that you paid for.
Homeowners insurance claims of $50,000 and over
Homeowners insurance is meant to protect you in the event of major theft or damage to your home. A bad faith denial of your claim can hinder you in recovering your loss. Our insurance lawyers help you get proper reimbursement under your homeowners insurance policy.
If you purchased disability insurance, you expected to be covered in the event of a major illness or injury. However, disability claims are commonly challenged by insurance companies and the doctors who work for them. Our attorneys vigorously fight denials of disability insurance claims in bad faith.
Third-party insurance claims
You may have a major claim against the insurance policy of an individual or company that caused your loss. This is known as a third-party claim. Situations that require the filing of a third-party insurance claim include -
Serious Auto Accidents
Injuries to Children
Brain or Spinal Injuries
Third-party insurance claims are routinely contested in court. If you have a valid claim, our firm aggressively pursues the compensation you deserve.
Turn to our law firm for help with insurance bad faith
When you file a major insurance claim, you are going up against a large experienced corporation. You can easily be taken advantage of without an expert, capable attorney by your side. Let our law firm represent you and level the playing field. We’ve dedicated our careers to helping people get properly compensated by insurance companies.
For a free consultation about your insurance bad faith problem, contact the Blumenshine Law Group online, call us at (312) 766-1000 or email at [email protected]. We work with people in Chicago, Cook County and all of Illinois.